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The banking sector has a confession to make. It has spent the better part of 3 years running AI pilots in banking that go nowhere. The research now has a name for it: death by a thousand POCs.

Balasubramanian, Senior Tech Journalist at AIM, joins Front Page to break down what is actually happening inside BFSI’s AI stall. He explains why JP Morgan alone has 600 AI use cases in progress, why individual pilots work beautifully in sandboxed environments but collapse the moment you try to scale across geographies or functions, and why the core problem is bolting probabilistic AI onto operating models built for deterministic outcomes.

Chapters
00:00 Death by a thousand POCs: what it actually means
01:23 JP Morgan has 600 AI use cases. The math of the problem
03:07 Why pilots work in sandboxes but collapse at enterprise scale
04:00 The real reason AI is stalling: too many options, too little commitment
05:48 Probabilistic AI vs deterministic banking: the core mismatch
07:00 Loan decisions, credit scores and why AI gives a maybe
08:31 Why human in the loop is mandated and regulators are watching
09:44 IT companies are sustaining but not accelerating in BFSI
11:20 The pricing problem: nobody is showing the actual model
13:22 Why Persistent Systems is the BFSI outlier
15:27 Insurance as the fastest AI adopter inside BFSI
16:21 RBI, Finance Minister and the Claude Mythos meeting
18:35 HFS conclusion: fewer governed pilots, not more experimentation
19:44 The advice for any BFSI CIO this quarter

#AIinBanking #BFSI #BusinessNews #ArtificialIntelligence #IndianIT #FrontPage #AIMNEtwork
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