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‘Lets not let those on benefits take out mortgages and be subject to rising interest rates’

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‘For goodness sake lets not let those on benefits take out mortgages and be subject to rising interest rates’

Nigel Farage discusses Boris Johnson’s plans to extend help to buy to those on benefits.

#FarageOnGBNews

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35 Comments

35 Comments

  1. @susanwhitley812

    January 11, 2024 at 1:06 pm

    The problem is that Government feel that if you are not earning enough money, you cannot have anywhere to live, they continue to build housing people cannot afford, especially as most jobs are so poorly paid. We must appreciate, that not everybody can command a salary of 60 – 80,000 a year. – Shopworkers earn about 12 – 20,000 pa. and millions work in the retail sector, which now in 2023, has been decimated, and even working full time people need the help of housing benefit. There is no alternative between expensive rentals and mortage properties, there is simply is no provision for the low income earners, and this is why we need millions of low cost affordable houses where the rent is in proportion to peoples low incomes. If the Government refuse to provide this, then they must either expect mass homelessness, or completely stop all immigration. English people deserve to have a place to call home in their own country – whether they can afford one or not.

  2. @sambrooks7862

    January 11, 2024 at 1:06 pm

    I used to work for the DWP and I know that a lot of people on benefits have a terrible credit score, part of my job involved speaking to creditors to try to resolve the issue for both parties. So, even if the government moves the goal posts so that banks are forced to allow people on benefits to get a mortgage there are two unassailable hurdles that the government haven't mentioned, how is someone with a mountain of debt that they can't pay back ever going to satisfy the lending criteria and considering that millions of people already don't earn enough to be able to afford even the cheapest home in their area how is someone who is getting less than £100.00 a week in benefits going to be able to get a mortgage on a £200,000 two bedroom starter home?

  3. @jonathanhadley2555

    January 11, 2024 at 1:06 pm

    Its all part of the plan, Nigel!

  4. @sibets12

    January 11, 2024 at 1:06 pm

    Alot of people on benefits can't keep up the payments on their rents, so how the hell are they going to pay for the mortgages, utility bills etc, they won't, but they will be made homeless and there are no homes for them to go to! Totally nuts!

  5. @jessicasarahliddell8883

    January 11, 2024 at 1:06 pm

    I feel that his strategy is risky but all I can say is that people on benefits do not always stay on benefits – my mother was once on benefits but she worked her way out of the system and now she’s quite wealthy – I know a woman who lives round the corner from me bought her council house with right to buy and has nearly paid it off by use of benefits it works for some people but Nigel has a point not everyone has the ability to manage it and with the interest rates going up many would probably struggle to keep up with repayments.

  6. @Oystersgetclamydia

    January 11, 2024 at 1:06 pm

    My daughter’s ex was bragging about owing £20,000. He reckons that ignoring the letters etc the loans are written off after 6 years.. as uncollectable. If that’s true it’s a disgrace to all law abiding people who pay their way in life. The scummy c**t is from a family of scummy c**nts btw.Thank God my daughter kicked his skinny a**e out 🙏🏻

  7. @davidbrown2571

    January 11, 2024 at 1:06 pm

    NEVER herd anything so stupid in my life.

  8. @berylgrinham7011

    January 11, 2024 at 1:06 pm

    why don,t the gov open up all of the royals grounds and build on them CHARLIE I THINK WOULD LIKE THAT

  9. @ajay999999

    January 11, 2024 at 1:06 pm

    Send Farage to Rwanda

  10. @seangrayson541

    January 11, 2024 at 1:06 pm

    I'm 54 now paid taxes all my life ,served in the Army but never been in a position where upon I could afford a deposit let alone a mortgage .

  11. @catherinesyme901

    January 11, 2024 at 1:06 pm

    It’s the same song sheet in all western countries! Immigrants first citizens last

  12. @DaveScotland75

    January 11, 2024 at 1:06 pm

    House to give back to the government re the dementia tax, that's one part of a multi pronged plan

  13. @icelara5972

    January 11, 2024 at 1:06 pm

    Exactly how many people do they expect to benefit from this, more to the point? If you are on means tested benefits you cannot have more than £16k in savings, so where is the deposit coming from? Or is that going to be scrapped for state sponsored home owners? Smoke and mirrors.

  14. @rosaa4630

    January 11, 2024 at 1:06 pm

    Benefits are paid by taxpayers money so why the bloody hell should they be allowed to use taxpayers money to buy themselves a home whilst we who work are having to save years and years just to get the deposit needed to be able to buy and even with the deposit in place they still refuse to give you a mortgage because you may not earn enough. No this is all wrong.A fairer way would be if your paying the full rent out of your own money not benefits.then as long as you have the deposit,the rest should be paid as you are doing now paying the full rent and when you reach the valuation given for your home they signe the house over to you.but if at any point you lose your job or can’t pay your rent meaning you then have to go onto benefits you will lose your paid deposit and the right to still buy which you would then go back as before just renting.also you would not be allowed to sell the house before 10 years nor sublet it .that should be how those of us could afford a home but those on benefits no ,definitely not they get enough freebies as it is.

  15. @deanrussell2224

    January 11, 2024 at 1:06 pm

    If they do and can’t pay then they will be back out on the street – isn’t that why they are in social housing anyway – I have no idea how people even get benefits – I had 18 months out of work 4 years ago and was told I couldn’t claim and that I was lying to the child support about being out of work and I’ve worked solidly for 30 years so how does this all work??? Oh and aparantly there was a mistake on my tax code too that I didn’t notice so on the hook for that as well ffs

  16. @Andrew-pd6ey

    January 11, 2024 at 1:06 pm

    Letting people who can't resonably pay back a mortgage take out these loans worked out so well for people before 2008. Government's planning crisis again.

  17. @MoIslami

    January 11, 2024 at 1:06 pm

    The UK Government is fully captive to the banking industry. Look where Blair went to work after he finished in politics – JP Morgan. It says it all about who really controls our country.

  18. @sleeplessjam5358

    January 11, 2024 at 1:06 pm

    I'm not on benefits, I work full time, I have no children and my income is just above that what is deemed low enough to qualify for any form of tax credits. And entire weeks worth of work goes to the government every month in the form of Taxes and National Insurance and I have no chance of being able to save any money for a deposit on a house and I rent my property off a private landlord. This means, that as a working person once again I am placed at a disadvantage when sat alongside those who make life decisions that most certainly leave them dependent on the benefits system.

    My sister is one. She has no qualifications, she fell pregnant when she was 15, she then met a guy who had a good job but was a bit of a dork, She had another two kids with him even though I guess she knew all along it wouldn't last, It didn't. After a short time of being single she met this guy who was even worse than the guy she was with who also had no qualifications but to make matters worse was a complete lazy good for nothing, He has now provided her with another three kids knowing full well he never had the funds to afford it and now the state is paying to supplement his 20 hour a week "job" in a local shop, my sister is juggling one or two cleaning jobs but it doesn't matter as the state pays for them to live in a nice four bedroomed country house just outside the town, He has various little cash in hand jobs and she does too. To say they are cheating the system is an understatement.

    You have every single takeaway in the land employing foreign workers, If any English person goes for a job there they are overlooked in favour of foreign workers, THEY WORK FOR CASH, many of them are claiming benefits and not declaring there income, Many of them are Students working over and above the 20 hours tax exemption they are allowed and many of them are "friends of the family" who are here on asylum or whatever and not allowed to work at all. This is just a minute fraction of the levels of benefit fraud going on in this country, and that just those on low incomes,

    I live a life free from any hope or dreams, I struggle with depression but have never given up work as I think work has been the one thing keeping me going. I really don't see things getting any better and I wake up every morning wondering what is the point,

    I could create a situation were I am dismissed from my job, sign up for all the "benefits" my illness would provide me and enjoy all the "benefits" a life on "benefits" provides and when I hear about ludicrous policies such as this in the pipeline it makes my blood boil.

    The only goal of the government is to protect the housing market, It's just a bubble for all their rich friends to feed off and they will do anything they can to prevent it popping. The people of this country won't take it for much longer. Great Britain isn't so great anymore.

  19. @stefedup3718

    January 11, 2024 at 1:06 pm

    Boris and his shitty government are weak cowards and not fit for purpose.

  20. @kayoarawo6116

    January 11, 2024 at 1:06 pm

    PM Bcorris thinks those living In affordable housing are as thick as a plank selling them a gimmick with Slogans for votes which will impoverish them and their children born for generations

  21. @J2onton

    January 11, 2024 at 1:06 pm

    Reality belongs to the past: a time of personal responsibility and little assistance if you fell . You tried hard . You succeeded or you failed. Today, many people expect and experience an easy irresponsible life. Our ship is now holed and is listing badly. The water is very cold and we will be in it soon.

  22. @Chrissyjones-dx9xj

    January 11, 2024 at 1:06 pm

    Working my arse off everyday to buy my house and never claimed a benefit to hear people with benefits to get mortgage paid by benefits is an absolute joke

  23. @thepuddlejumper500

    January 11, 2024 at 1:06 pm

    It’s all part of the Davis plan give people the right to buy who can’t afford a mortgage then the banks repossess and rent it back out. It’s now owned by the banks, you will own nothing and be happy well that’s what Klaus’s slogan is.

  24. @stevebbuk

    January 11, 2024 at 1:06 pm

    It sounds to me like Fannie Mae and Freddie Mac warmed up again.

  25. @deborahhobbins7131

    January 11, 2024 at 1:06 pm

    let them buy, default then take it off them, own nothing and be happy agenda

  26. @nevillespence6101

    January 11, 2024 at 1:06 pm

    Nigel , come back, the country needs you

  27. @dwaynehicks3867

    January 11, 2024 at 1:06 pm

    The country is purposely being destroyed. I grew up thinking you had to work hard to buy a house, how wrong was I. Its housing for FOREIGNERS, not Brits.

  28. @aristotle7687

    January 11, 2024 at 1:06 pm

    This what will happen. You can call me a load of rubbish if it doesn't. "houses being built, government releasing land, planning being reformed". I have seen this so many times, in so many countries. Reverse order; 1. planning reform allows more buildings on a single site, vertical units piled one on another. the council will tell you there are restrictions. You will find out too late that they can and will change the rules. The sewer and stormwater will be stretched to beyond capacity, you will find out that those rules have changed as well. you will be responsible for the maintenance of the increased load, up to the main. Oh, and forget about any view you may have had. 2. Government releasing land: What they haven't told you is it will be your land, land already deemed "under-utilised" under the new planning rules. It is cheaper for them to attack everything you have got that is already reticulated and serviced than build anew. You will see the most ridiculous insane buildings replace 100 year old dwellings of sound stature. And yes, they change rules, even ownership of the land to effect the change. 3. Build more houses will not happen. Why? more "dwellings" per square metre, in already populated areas, yes. The increased traffic, overloaded services, noise pollution is all your fault. The mayor, councillors, planners (AKA developers), and politicians won't be affected, they will be rewarded for their complete disregard for the citizen and/or ratepayer.

  29. @muhammaduddin9268

    January 11, 2024 at 1:06 pm

    You need Nazi Party in Britain in order to prevent disaster.

  30. @paulwild4330

    January 11, 2024 at 1:06 pm

    Make housing free for all. We apparently have many magic money trees. Time one was dedicated to the poor

  31. @Calmlocket

    January 11, 2024 at 1:06 pm

    Boris has lost the plot! all he is doing now is trying to appease the people to get into their good books, too little too late Boris, just keep on digging that hole! Those on benefits are struggling to put food on the table how the hell are they going to afford a house!

  32. @audreyhall8644

    January 11, 2024 at 1:06 pm

    The French should be up in front of the Hague crimes against migrants for turning a bblind eye to the crossings

  33. @johngreen5919

    January 11, 2024 at 1:06 pm

    Do you think this may be something to do with the private sector not being willing to build social housing for affordable rent because it's not profitable enough? And of course the tories complete unwillingness to build council houses 🤔 and of course yet another debt trap!

  34. @mariostylianou7725

    January 11, 2024 at 1:06 pm

    Hi there
    Desperate measures!!
    Now his trying to sweet the benefit nation for his future vote!!
    If there's a crisis at number 10.. he would do anything to sweet talk the nation!!
    His such a fool!!
    I thought la la land was fictional!!
    I wonder what his next project will be!!

  35. @sharoncooke1719

    January 11, 2024 at 1:06 pm

    But but but how will Bojos banking chums make money if they can't sink the little people up to their eyes in debt?

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