47 Comments

1. 

   @lawrencebishton9071

   January 8, 2024 at 12:15 am

   basically your influencers or mass hackers to invert the world or diametrically oppose normal social has it is against the 1 who is the target with the dna and drive there go creating a massive amount of resistance that can be measured in (ohms) or homes by the looks of it e.m.p elect ro magnetic pulse (magna carter) what happens now the magnetic spectrum is split ? 10 e.m.p is the 0.5+0.5 between the 4G and 5G is it not ??? the stress the tension eminence of group organised stalking ???

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2. 

   @lawrencebishton9071

   January 8, 2024 at 12:15 am

   u boro money to live while bringing your body to town and go to rooms to learn social norms being applied to the (current) G5 god 5 from 4G god 4

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3. 

   @limitless1692

   January 8, 2024 at 12:15 am

   UK is still better than US…

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4. 

   @SevenEllen

   January 8, 2024 at 12:15 am

   As someone who finished university fourteen years ago, I have obsessive dreams about winning the lottery on my graduation day so I wouldn't be stuck in a crap job for the rest of my life, despite my university qualification. Universities are a CON.

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5. 

   @cramsa

   January 8, 2024 at 12:15 am

   I am just a humble debt free lab technician that owns his own home free and clear but my actual take home pay IS THE SAME as an indebted US Veterinarian or Nurse Practitioner… and about the same as an indebted UK medical consultant/GP.

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6. 

   @garyfifield5858

   January 8, 2024 at 12:15 am

   THIS ONE BIGGER FKG SREW UP CANT BO IN EDUCZTION DISABLITY BENIFIT STOPPED 25 STUCK ON DLA

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7. 

   @shelbynamels973

   January 8, 2024 at 12:15 am

   My take-away: tax payers picking up the tab for student loans vs. free university admission = no difference. Only the former helps put money into the pockets of bankers and other lending institutions, while the latter cuts out the middle man.

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8. 

   @brucesguitardemos8197

   January 8, 2024 at 12:15 am

   I can’t believe that students don’t study the moneys they need to pay back and then whine its not fair . These are supposed to be the next intelligent generation , clearly not !

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9. 

   @danbee415

   January 8, 2024 at 12:15 am

   or*

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10. 

    @danbee415

    January 8, 2024 at 12:15 am

    ill go to university when its £2,250 of below

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11. 

    @fakename45

    January 8, 2024 at 12:15 am

    I was lucky enough to do my degree in 2009 and have the low interest rates. Feel really bad for the kids nowadays getting degrees, 6.3% for such a large loan is criminal.

    I think a good policy to introduce would be to publish the average wages 1, 5 and 10 years after graduating from a given course/given field. This way, at least prospective students would be able to get a view on exactly how good their prospects are.

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12. 

    @tomhavenith2330

    January 8, 2024 at 12:15 am

    Oh i wonder why we have a population crisis on our hands… could it be because people can't afford decent housing and be endetted the first 30 years of their careers? Naw… of course not, what an absurd idea! It's because they are just lazy snowflakes.

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13. 

    @ryanlaird6447

    January 8, 2024 at 12:15 am

    Wait am Scottish and uni is free

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14. 

    @ej8508

    January 8, 2024 at 12:15 am

    Why would you go to unversity

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15. 

    @jasonburns7897

    January 8, 2024 at 12:15 am

    Landing students in on average £40K+ in debt will just stifle innovation. So logic is to get a job that pays over £30k you need to go to university and invest £27k – £40k in tuition fees, then add the maintenance loans of £30k (going up every year) that's £70k debt before you even start and unless you earn £21k or less you'll lose half your salary in tax, NI, student loans and pension. Then you have an unmotivated workforce who are more likely to tax evade, more likely to commit crime and do the absolute minimum in life to skate through. The results since is crime has increased dramatically, tax evasion has increased, job retention is down and more people are now more people are happy to sit on benefits after graduating. Congratulations Cameron you tosser.

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16. 

    @farzanaanam6297

    January 8, 2024 at 12:15 am

    strap the silly Fees the end

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17. 

    @rowangraham7711

    January 8, 2024 at 12:15 am

    3:35

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18. 

    @ronki23

    January 8, 2024 at 12:15 am

    I'm not a STEM graduate but there really are some degrees which I don't think are worth it. Examples:

    -Advertising,
    -Illustration,
    -Animation,
    -Media Studies,
    -Film Studies,
    -Television Studies,

    Other countries have free Universities: Germany being an example.

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19. 

    @Talkathon408

    January 8, 2024 at 12:15 am

    Not all type 1 loans get wiped after 25 years, those obtained before 2006 are wiped at age 65. Plus maintenance loans were in effect before 2012. I should know, I come from a poor background (one parent on about £12k/year) and could only get maintenance loans. And hardship funds were loans too, these days universities provide these themselves.

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20. 

    @marconipun8906

    January 8, 2024 at 12:15 am

    will university fees get decrease in 2023?

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21. 

    @jimbobruce3277

    January 8, 2024 at 12:15 am

    I was the last year to get my university paid..I was going to take a year out and start a year later. my mum said go now take gap year when you finished…. I listened to her and left with 0 debt.

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22. 

    @MrDanielfff777

    January 8, 2024 at 12:15 am

    Interesting

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23. 

    @_Ekaros

    January 8, 2024 at 12:15 am

    I'm glad that in Finland the loans are government backed and 12 month euribor+0,75% marginal… Which todays rates means not much at all…

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24. 

    @philipbrit13

    January 8, 2024 at 12:15 am

    I live in the USA. I have a PHD in pencil box organizing with a minor on gender studies – why can’t I get a job

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25. 

    @philipbrit13

    January 8, 2024 at 12:15 am

    And the banks are 😂 laughing all the way to the bank.

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26. 

    @philipbrit13

    January 8, 2024 at 12:15 am

    No wonder young uns can’t get on the housing market. They are already saddled with and education mortgage

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27. 

    @philipbrit13

    January 8, 2024 at 12:15 am

    Was a reduction in taxation given when the system changed ? Oh let me guess. No. The NHS when I was growing up used to cover dental hearing and eye care. Now no longer. Was a reduction given in the health contribution to reflect this reduction in care !!! I won’t bore you with the answer

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28. 

    @edwardteach815

    January 8, 2024 at 12:15 am

    when the wage decreases and people are forced into gig economy work, while under the duress of debt. this becomes debt bondage and is (according to the UN) a more subtle form of modern slavery.

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29. 

    @munchinbiscuits

    January 8, 2024 at 12:15 am

    Man, the next gen being left a debt numbering in the trillions because one man wanted to cover up the unemployed numbers…

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30. 

    @leightonsullivan8314

    January 8, 2024 at 12:15 am

    90% of these courses can be done online for next to nothing for the same qualifications, higher education needs an upgrade, the poor shouldn't pay for student debt for others theres no tax fairy

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31. 

    @GospodinNelson

    January 8, 2024 at 12:15 am

    I'm 18. I wanted to study dentistry so bad, but my parents don't have money and didn't allow me to take out student loans. I enrolled in software engineering instead because it's much cheaper and I got scholarship there, so when I get the degree and start earning money I will study dentistry.

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32. 

    @eraserewind5510

    January 8, 2024 at 12:15 am

    Nice gentle way to diss my first 😂, then again I’m 50+ and staying in right through PhD. I like how anyone thought this was to lighten the load on the taxpayer, it’s a educational pyramid scheme played by the clever or the rich and it gets thousands of young people of the unemployment figures. The chicks are coming home to roost.

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33. 

    @shaaddhillon3819

    January 8, 2024 at 12:15 am

    Very informative. I am pleased that my son is doing a degree apprenticeship with a well known company rather than racking up the debt!

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34. 

    @jackmathieson1903

    January 8, 2024 at 12:15 am

    Capitalism.

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35. 

    @adolfshitler

    January 8, 2024 at 12:15 am

    Art, sports science and journalism, three well known skives at Uni. Get on a proper course so you can get a proper job at the end of it. Uni isn't meant to be a few years of partying, it's to further your education.

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36. 

    @powresitta

    January 8, 2024 at 12:15 am

    i must say this inflation of standards r so noticeable when u come from europe and talk to students in UK. it's like ur talking to americans.

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37. 

    @grahamleiper1538

    January 8, 2024 at 12:15 am

    So, who knew, the Scottish system of free tuition costs the taxpayer less in the long run?
    Unless of course the Scottish taxpayer ends up with a population share of English student debt?

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38. 

    @Hollows1997

    January 8, 2024 at 12:15 am

    Can’t wait to pay off the student debt of the McDonald’s worker with a degree in black studies or some other bollocks and get called racist for the pleasure because by being born white I have “unconscious bias”

    Aye, fuck that. I’m away to live in a country with common sense.

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39. 

    @richardgregory3684

    January 8, 2024 at 12:15 am

    What a load of tosh. If you're a low to average earner you won;t have to repay the "debt" at all, you won't be asked for a penny, and the whole thing gets written off after 30 years anyway. Student "debt" is not like other forms of debt where you get hounded to pay up regardless of ability to pay – if you're a low earner the debt is effectively written off and you're not asked to pay any of it. If you earn at least the average wage or higher, you will have a very modest repayment fee calculated as a percentage of your earnings above the threshold NOT your total earnings For example, if you earn £2,250 a month your repayment would be £53 a month – £13.50 a week . So the more you earn the more you repay and low income person will not have to pay anything at all.

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40. 

    @infinitygears6388

    January 8, 2024 at 12:15 am

    The destruction of the Polytechnics was criminal. We now have less than worthless degrees instead of vocational skill providing schools, and a general lack of people working in the trades.

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41. 

    @obimk1104

    January 8, 2024 at 12:15 am

    Why does the idiot UK, "imitates" dumb US "policies"?

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42. 

    @crane7702

    January 8, 2024 at 12:15 am

    Wait here me out, free education like my country has done aka SCOTLAND 🏴󠁧󠁢󠁳󠁣󠁴󠁿

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43. 

    @davidsworld5837

    January 8, 2024 at 12:15 am

    NOW the bad thing I had a student loan and paid back nothing as did not earn the payback amount but thats not the bad point.
    Student loan company SLC sold to the crooked Erudio who falsified records and used there own companies to threaten to get all the money back even though not entitled to anything. they changed rules and refused deferred payment even though still not earning there amount unless I lived in London and get rent allowance.
    the final thing ended up in court and it ended with me winning and it written off as it should have been.
    But 1000's of people are paying the blackmailing Erudio when they should not be they are gangsters. thugs and liars

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44. 

    @louicoleman2910

    January 8, 2024 at 12:15 am

    It’s not so bad. Just treat it as a grant with a 9% tax over the income threshold for up to 30 years. I have no intention to pay the loan off early.

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45. 

    @Ryan-lk4pu

    January 8, 2024 at 12:15 am

    Very good video, learned a lot.

    It seems to me we need to once again limit the numbers of people going to uni OR (thinking out the box here), rank courses by quality. In terms of the second point, I mean being honest and saying a first in criminology is not even in the same league as a 2:1 in chemistry or physics for example.

    The problem is both solutions would have massive resistance as people screech about equality without understanding the arguments etc.

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46. 

    @josephasghar

    January 8, 2024 at 12:15 am

    This debt peonage is as unnecessary as it is deliberate. This government hates you. Remember that when you cast your vote.

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47. 

    @lennychusom3830

    January 8, 2024 at 12:15 am

    I now understand why most people don't wanna go to university.

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